An Investment Property Strategy takes into account your individual situation, cashflows, equity levels, ages, income streams, and establishes clarity on potential goal objectives to format a step by step plan on building your property portfolio. Everyone starts from a different position, has different goals and objectives, and has various levels of comfort with investment plans. This is why your Investment Property Strategy is yours and yours alone. You should not just adopt another persons strategy without all the components being considered.

A Property Investment Accountant ensures your fund complies with Australian laws, including ATO and if purchasing in a SMSF, the Superannuation Industry (Supervision) Act (SISA) regulations. They also help you optimise tax strategies, manage lodgements, and provide expert advice tailored to Australia’s unique environment. Further than this they also assist you to build your property portfolio, by maximising your structure and entities that you acquire your property ownership.

Tax Depreciation laws have changed in Australia, with only New Property being allowed to claim this benefit. This makes a vast difference in how much you actually pay for you property each week. If a Tax Depreciation Claim in Year 1 was say $12,000 to $18,000, this claim is substantial at reducing your taxable income. These funds can either be claimed in your annual tax claim or if a PAYG, you can claim it by having your Tax reduced in each pay.

Negative Gearing is a term that indicates a properties holding costs, such as interest, rates, property management, insurances, owners corporation and any maintenance, has resulted in more funds going out than you have received in rental income.
This can be an artificial negative geared result, if the use of a "Paper Cost" such as Tax Depreciation is the causing effect or a real negative geared result, by a loss occurring each year. This need to examined carefully as the ability to hold property from the longer term, to benefit from the Capital Growth of the property needs to considerably outweigh any holding costs.

To purchase and hold property, there may be times when unexpected costs arise, the property maybe vacant, with tenancy vacancy and it in these times that the importance of having a Buffer or Reserve Funds base is vital. When quality investment property has typically grown at 7% to 8% or more on average for the last 50 plus years in Australia. The Buffer or Reserve Funds cover any lean times and enable the ability to obtain the full benefit of the capital and rental growth. A lesser amount of funds is typically required for new property.

The Investment Property should always be maintained to attract and achieve the best rental return possible for you as an investor. The maintenance is the responsibility of the property owner, in this case the investor. In saying that all properties are not equal, with new property typically not needing much in the way of maintenance for the first 7 to 10 years. In this time the typical rental has increased substantially and these added rental funds typically more than covers maintenance costs. On established property you can incur maintenance in year one, which means it's more likely to need to be covered by the investor. This is where the Buffer or Reserve Funds assist in covering these costs.

We assess key factors including capital growth potential, rental demand, vacancy rates, local infrastructure projects, economic drivers, demographics, and long-term market performance. Our recommendations are data-driven, not emotionally driven.

We focus on strategy before property selection. Our goal is to help you build long-term wealth through carefully selected investment properties that align with your financial goals, rather than simply helping you buy real estate.